It’s a new year, it’s time to inventory all of your insurance needs. Is there something you can do now to save money or keep yourself fully protected? Here are four things you can do:
1. Complete a Home Inventory Checklist
It doesn’t take as long as you may think and you would regret not doing this if you experience a disaster in your home. It’s as easy as taking pictures of each room in your house. Be sure to include your big-ticket items like jewelry, art, electronics, antiques, furniture and anything else you highly value. Get into the habit of taking a picture of your receipts for large purchases. To keep your home inventory list safe, store it on the cloud or save your documents on a zip drive that’s stored safely.
2. Keep In Touch With Us
Remember to keep us up-to-date with your life changes. Are you driving less? More? Did you remodel your home to add value? Did you purchase something valuable? By keeping us in the loop, we can help you keep your insurance policy up to date, fully covered and we may even be able to find additional discounts.
3. Ask Us Questions
We are your insurance agent and available to give guidance and professional advice. Do you know exactly what your insurance covers? We never want you to be surprised if you have to file a claim and find out you’re not covered. Did you know if your home experiences a flood or an earthquake, you would need a separate policy to be covered? Continuously ask us questions. You should always know what you are and aren’t covered with your insurance policy.
4. Always Ask Before Shopping Around
Did your auto insurance increase $300 this year? It’s normal to think you need to shop for your insurance elsewhere. Please, ask us first. We may be able to “shop around” for similar coverage for you. We welcome the opportunity to review your coverage and ensure you have the best company for your current situation.