Helping seniors plan ahead with the best insurance advice.
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Senior care advice and insurance from an agency you can depend on.
Hyland Senior Care provides counseling and support for our clients as they deal with the complex issues of Medicare and Long-Term Care- both of these issues can be both confusing and intimidating for seniors. The laws concerning Medicare are forever changing and professional guidance is invaluable to our clients.
We are so fortunate to have an experienced and professional Senior Care team at Hyland Insurance. This team consults with our clients and helps them choose the best options with respects to Medicare, Medicare Advantage, Medicare Supplements, and Long-Term Care coverage. Hyland represents multiple carriers in the Senior Health Market.
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Annuities
Annuities can be a valuable investment, but there are risks to consider. Our experts will help you decipher the different types of annuities so you can decide whether this type of investment is right for you.
Long-Term Disability Insurance
Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months – even years. We'll make sure you have financial support to manage your disability and your household.
Long-Term Care Insurance
Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We'll help prepare you for the unexpected.
General Medicare
Medicare is an insurance program administered by the Centers for Medicare and Medicaid Services in the United States. Medicare began in 1966 and was originally administered by the Social Security Administration. Over the past half-century, the program has adapted to meet the ever-changing needs of the modern world by adding new program options and allowing for the introduction of supplemental plans.
Medicare Advantage Plans
Medicare Advantage plans, sometimes referred to as Medicare Part C or MA plans, are an alternative to Original Medicare Parts A and B. These plans have many things in common with Original Medicare, but they may also offer expanded benefits that aren’t available otherwise.
Prescription Drug Plans
There are many unique Prescription Drug Plans available. By using a list of your current prescriptions, we will find a plan that best fits your needs.
Medicare Part D
Original Medicare Parts A and B do not include coverage for prescription drugs. Medicare Part D was established in 2003 as part of the Medicare Prescription Drug Improvement and Modernization Act, or MMA. Medicare began to cover prescription drugs under Part D in 2006.
Dental, Vision, and Hearing Plans
Medicare, Medicare Supplement Insurance, Medigap, and many Medicare Advantage plans do not cover most expenses associated with dental, vision, or hearing services. However, standalone plans are available to help defray some of these costs.
Hospital Indemnity Plans
Medicare Part A covers hospital services, but there are out of pocket costs associated with these services. For those who have limited income and resources, these costs can add up quickly and be overwhelming. A hospital indemnity plan may be the solution.
ACA and Short-Term Medical Plans
Individuals generally become eligible for Medicare when they turn 65. It could be earlier in certain situations. But what happens if you retire or otherwise lose coverage before you turn 65 and gain Medicare eligibility? There are options for you to fill the gap.
Final Expense Insurance
While no one wants to think about it, we will all die someday. Funeral costs and other end- of-life expenses can add up quickly, creating enormous stress for loved ones at a time when they are grieving. Final expense insurance can offer peace of mind that funds will be available to cover these costs.
