Sorry, you need to enable JavaScript to visit this website.

Life Insurance

 

There are likely people who depend upon you for their well being. Having adequate life insurance can give you peace of mind that if something were to happen to you, those who depend upon you will be taken care of financially. We offer a broad range of life insurance products. Talk to one of our life insurance specialists today for a review of your personal situation.

How much life insurance do you need? There are a number of factors to consider in determining how much life insurance could be appropriate for you including:

  • Who depends on you for their well being?
  • How much do you earn yearly? One rule of thumb is to think in terms of insurance coverage representing 5 to 7 times your annual earnings, after taxes. That way your loved ones will be supported while they get back on their feet.
  • What debts do you have? If they can be paid off with life insurance proceeds it can take a burden off your family.
  • How close you are to retirement? Generally, the closer you are to retirement the less life insurance you might need.

In addition, some other factors you may want to consider are whether your spouse is employed, if you need to provide college funding for your children, and any estate taxes that may be due.

We take the time to understand your needs to determine the amount of insurance appropriate for your unique situation.  We will recommend different insurance product options to fit your needs and your budget. 

Call Pat Hyland today at 502-400-3578 to find out more about this valuable protection benefit.There are likely people who depend upon you for their well being. Having adequate life insurance can give you peace of mind that if something were to happen to you, that those who depend upon you will be taken care of financially. We offer a broad range of life insurance products. Talk to one of our life insurance specialists today for a review of your personal situation.

 

Find Out More About Life Insurance