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All you ever wanted to know about insurance that you didn’t learn in kindergarten (or since then!)

June 19th, 2015

If you are thinking about remodeling this summer, now is the time to take a look at your insurance before you begin any project. Here are nine things to consider:
1. Review your homeowners insurance
2. Make sure the contractor is licensed and bonded
3. Confirm the contractor's...

June 4th, 2015

We have recently heard from some of our clients that they have been contacted by other carriers and offered “bare-bones” policies at greatly reduced rates! And what would be a “bare-bones” policy? Most likely, we are looking at insufficient property amounts; acv coverage...

May 18th, 2015

I had occasion this past weekend to visit friends in Texas. I have never seen Texas so green, and so wet!! They have had a record amount of rain, and along with it, severe hail and thunderstorms. They are experiencing significant flooding. Oklahoma is fast over-taking Kansas as the tornado...

April 6th, 2015

There are three key classifications to consider when looking at water damage to your home or business: water back-up; seepage; & flood.

Water back-up is usually caused by heavy rains when storm sewers or sanitary sewer failures are caused by power...

March 27th, 2015

Probably the best way to start the answer is to tell you that it is NOT what you paid for the property or what the current MARKET Value may be. Unfortunately, many people begin by insuring their property for “what I bought it for”! The purchase price or market value has nothing to do...

March 20th, 2015

Probably the best answer to this question appears on your TV screen multiple times each day. The message conveyed is that insurance is simply about “saving 15% in 15 minutes”! Really?

When people consider the most important assets in their lives: their homes; cars; personal...

December 5th, 2013

We are pleased to announce the addition of a blog to our website. We will be adding posts regarding the latest in insurance, tips to mitigate risks, and videos and articles that might be of interest to you.